Free and open company data on Puerto Rico company SELECT PORTFOLIO SERVICING, INC (company number 10188-112), c/o RVM Professional Services, LLC A4 Reparto Mendoza Humacao, PR 00791 REFUSING payments, Increasing payment over $200 for no reason then claiming they never got my escrow from Accredited Home Lenders, REFUSING to let me pay on the Principal because it would change my monthly payment, LOOSING payments that cleared my bank. I called AHL and told them to send my escrow account to SPS and they assured me that they had already done that and even sent me a letter saying they transferred it. The firm's many attorneys have a wide range of expertise in all areas of the law. Mary Kathryn O'Brien brought this lawsuit in Essex Superior Court against Select Portfolio Servicing, Inc. (SPS), and Deutsche Bank National Trust Company. My bank shows the check for this month is pending, so what did SPS do with my check from last month. Home Loans, Inc., the Supreme Court held that TILA requires only written notice, and not the filing of an actual lawsuit, within the three-year period for exercising the right of rescission. Tip #1 So make your payment via a bank wire and if they say they didnt receive it your federally backed bank lawyer will jump in for you and prove you did make that payment on time. The Reward a criminal receives from the DOJ: One of the biggest assistance to homeowners is the PR Principal Reduction and/or Principal forgiveness for those who owe more than the home is worth, because under the Settlement: For each $1.00 Forgiven by SPS, owned by the Fraudster Credit Suisse: 1. Plaintiff sued Select Portfolio Servicing ("Portfolio"), a mortgage servicer, under the Fair Debt Collections Practices Act ("FDCPA") and the Florida Consumer Collection Practices Act ("FCCPA"). Unbelievable. SPS can controls the insurance, they pick the policy, price and force me to buy from only their vendor? OVERVIEW Plaintiff Jeanie Reese is the conservator for homeowner Leoma Musil. They keep trying to steal my home. We learned early on to wire the payment from our bank so they wouldnt delay payment postings. Second, the FDCPA requires a notice of debt to contain certain information for the debtor, and be mailed to the debtor within five days of first contacting the debtor about the debt. !to a tee everything u stated happened to us in 2017 from sps fresh out of a bk13 and wouldnt loan modify just kept raising mortgage and all taxes and impound accounts wrong i couldnt have explained the situation any better than u did! Additional information General Correspondence P.O. The case status is Pending - Other Pending. Bank of America - cut roughly 100 mortgage jobs in Charlotte. i am broken hearted at thought of losing my home with my disabled child. documentation, to Select Portfolio Servicing via mail: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119, fax: 801-293-3936, or online: www.spservicing.com. Just wondering WTF happened to my escrow account balance of $1500? My husband is disabled we are on a tight income. This company needs to be investigated and shut down for unfair practices and using fake documents and fake entities to steal homes. Recently we were on a payment plan for our taxes 1/2 Nov and 1/2 June. that reports on class action lawsuits, class action settlements, We keep getting letters from their lawyers saying they are going to foreclose on us. They paid 3 homeowners insurance Companies and charge for each in2021. Since the fire I have been lied to by SPS reps regarding short pay offers. According to the Mortgage Bankers Associati. Looking at other comments I dont think they have helped any one. Now SPS is threatening to raise my interest rate to 3% and then 3.75% the next year. They tell you they can help with the programs they have. Bank of America - closed mortgage center near Portland, OR, 102 layoffs. the mortgage is 760 and the taxes 1166. i have tried for year s to modify. Since the purchase of my loan in 2013 it has been a complete nightmare. Had them on Two Strikes when upon the third they were Striped of their right to FORCLOSE . Setting up a free account with Top Class Actions will allow you to receive instant updates on ANY article that you Follow on our website. Worst company to deal with and will not work with you at all. After Select Portfolio Servicing, Inc. (SPS) filed a notice of trustee's sale and began foreclosure proceedings against Musil's property, Reese sued SPS on Musil's behalf based on alleged violations of the Homeowner's Bill of Rights 1 f (Civil Code1, 2920 . I am in agreement with statements made here and I am also a victim of this company. On my statement, there was a section that says This Is The Amount You Need To Pay To Bring Your Account Out Of Delinquency. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement the sad thing is nothing will come of anyones complaints or lawsuits. I filled bankruptcy in 2010 (placed my house in the bankruptcy) was discharged in 2011. On FB, there are groups of homeowners fighting for their homes (or to get the $ they deserve for being victims of fraudulent practices). In January 2018 I lost my home to SPS. Dr.chayobriggs. I have also contacted my congressman and filed a complaint with them and they got in touch with them and tried to talk on my behalf. The house needs lots of work therefore I cannot sell it and SPS will not accept payments but my loan interest continues to accumulate. Then they try to foreclose on your home you have been in for years and you try to work with them on different options to no avail. The F.T.C. I owe more on my house them when I purchased it. According to the complaint, Select Portfolio Servicing has a portfolio of over 33,000 special servicing loans totaling around $4.8 billion. I called the lender yesterday to get a payoff quote for refinancing and they tell me I have to get it from this SPS outfit. Were almost there to shut them down and make them pay back all of us!!! Engaging in prohibited actions [The Request for documents unrelated to a loss mitigation, mentioned here, it is considered a violation of RESPA and the CFPB had considered the Practice Unfair and Deceptive and likely to cause harm to consumers. That is a violation of my Civil Rights that are protected and covered under the ADA ACT. Whos watchin the hen house ? This still hasnt stopped them. I first contacted SPS October 2018. Servicing of mortgage loans and administration of escrow accounts. I dont even want to get paid just get them off my account and put my mortgage back to the reasonable price I was paying at first. Select portfolio is scum! My state recognizes me as the homeowner but SPS keep telling me I have no interest in the house. I really cant afford this payment now. Does anyone have any suggestions on how I can get my name of the Deed? This company is horrible. For them to do so is FRAUD and they can be sued for it!! But in November of that year, Select again tried to collect the mortgage from her. Then after that was submitted and then denied. Select Portfolio Servicing is an associate firm of Perkins Coie, one of the largest legal consultancies in the United States. 6. Less than a month ago, Select Portfolio Servicing settled a separate class action lawsuit about its force-placed insurance practices. Was the youngest Manager of four and achieved rapid promotion through the ranks in three years. They were struggling with the mortgage before the pandemic began and tried to modify the loan, which has a fixed rate of nearly 4.9%, but their mortgage servicer, Select Portfolio Servicing . I call SPS and they tell me they will send me the paperwork and never do. This I believe was done to PREVENT ME FROM REFINANCING, instead I would be Forced to modify with SELECT PORTFOLIO SERVICING! I was livid. Dont give up. We received a letter from SPS who instructed us to send the mortgage payment to them. I have submitted countless of documents more than once. Once they saw we were trying to refinance our loan they changed our status at the Tax Office to say we already had it as an Equity Loan. They are a Threat to the General Public. Servicing of mortgage loans and administration of escrow accounts. I agree, we have dealt with the company for a couple of years and their goal is to have you lose your home so they can make a profit. Once they saw we were trying to refinance our loan they changed our stays at the Tax Office to say we already had it as an Equity Loan. 3. They steal homes. They came right in and raise my mortgage, matter of fact have raise it up 3 times since Ive been under them. 4, 2019). I also have Select Portfolio Servicing, Inc. and I been have issues with SPS illegal fees of a Loan Modification because in my situation my principal of my mortgage is $122k (Libro Loan in 2005 with % rate of 8 to 15%) but they added fees and past due payments to $265k and my home is only worth $90k . The case status is Disposed - Other Disposed. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. Who, between December 30, 2018 and the pendency of this class action, Received correspondence from Select Portfolio Servicing that is the same or substantially similar to the mortgage statement at issue in this case, For the purposes of collecting on a consumer debt. They lie, they dont send any documentation, they abuse the elderly laws, they are the most corrupt company I have ever come across and why cant we get them shut down! My name is Lisa House I too am being used by SPS SERVICING. My house is paid off twice now because of this Fraudulent Company and I am going through the correct channels for the Federal Government to shut this unrated , nonexistent BBB company . We are in the same boat. Top Class Actions is a legal news source All over the country and getting away with it! Mind you it was lender place insurance. SMH. after 2 previous probationary warning shots upon the third were stripped of their right to forclose.. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. No. Now they said that all the paper work was submitted on time but they are not gonna do anything about it .. so i apply for default basically . If they forgave $30,000 $100,000 or MORE and it was NOT beneficial to you, the homeowner They received at least DOUBLE of what they had forgiven you under the Settlement. I hate this company and will fight them till the end. Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. I have been paying my mortgage for around 8 years and have paid only a fraction of what should have been paid. We offer a submission form on our website for you to fill out if you are seeking class action legal help. No one call tell me anything over the phone..I did try BK but only for just under 1 year b/c date of court filing us too OLD! They said they would modify the agreement but only sent forms and saying they were sent and they were. Did you receive a Loan Modification Agreement for you to sign, that you did not apply for, which stays that you are modifying the LIEN, when you have no idea what that was? Ive been trying to modify and assume mortgage after a divorce. i have and im going through to take charge of my house . In June of 2018, Ms. Daniels sued Select Portfolio under the FDCPA, 15 U.S.C. For three years I have been trying to request a modification with them, each time they tell you to send in paperwork. The complaint quotes the plan as saying, The value of [Selects] second mortgage claim on Debtors property is valued at zero. In 2017, 2018, 2019, and 2020, Defendant charged Plaintiffs EZ Pay fees ranging from $5 to $15 "each time [they] paid [their] mortgage[s] by direct debit from [their] bank account[s]." (Id. NOTHING OR they will be FINED again, and the day after, they will continue to engage in the same pattern of prohibited practices. Nearly six years later, in 2016, Fleming filed a Chapter 13 bankruptcy, and then an amended Chapter 13 plan. slect porfolio servicing aka SPServicing Scammed, Bullied, Reported false information to Credit Bureaus Salt Lake City Utah.